Digital Wallets

Greater Metro FCU’s Credit and Debit Card Are Now Digital Wallet Ready

 

Enjoy the ease of contactless transactions with an added level of card security when you couple the Greater Metro FCU credit and/or debit card with your favorite digital wallet app. Use your digital wallet-enabled card(s) for online and in-person purchases. Eliminate the need to enter your card’s 16-digit number and security code when making online purchases and experience less card swiping and inserting at card reader terminals.

Apple Pay™

Start using Apple Pay™ as soon as you add your Greater Metro FCU credit or debit card to Wallet. Remember to add your cards to any device that you want to use with Apple Pay™.

Add Your Card

How to pay with an iPhone

Samsung Wallet/Samsung Pay™

Your Greater Metro FCU card and Samsung Pay™ will allow you to make safe and simple mobile payments — almost anywhere you can swipe or tap your card.

Add Your Card
How to use Samsung Pay

Google Pay™

Pay confidently on the go. Now with Google Pay.™ Using your Greater Metro FCU card just became as easy as pulling out your Android phone.

Add Your Card
How to use Google Pay

 

What are the digital wallet features?

  • Digital wallet-compatible cards are the Greater Metro FCU credit and debit card. Our ATM-only card is not compatible with digital wallets.
  • No new or replacement card is necessary.
  • No additional fees are assessed by Greater Metro FCU for eligible card use with digital wallets.
  • Only for use with these three digital wallet apps: Apple Pay, Samsung Pay and Google Pay.
  • Use for in-person purchase transactions wherever a transaction terminal is equipped with a “contactless” card reader.
  • Eliminates the need to swipe or insert your card and minimizes direct physical contact with transaction terminal buttons.
  • Use online or in-app wherever you see the Apple Pay or Google Pay options at check-out.
  • No need to enter your card number, billing address or security code when making online purchases.
  • View digital wallet transaction history directly in the digital wallet app on your device. Complete card transaction activity will be posted to your Greater Metro FCU account records.
  • Depending on the device, access to the digital wallet app can be password protected in a variety of ways including fingerprint recognition, facial recognition or a passcode.

Where do our digital wallet cards work?

  • Any contactless-enabled point-of-sale card reader.
  • Online sites that offer a digital wallet payment option including ride shares, food delivery and other in-app services.

How does card security work?

  • Digital wallets transact by using system-generated digital coding (a “token”) instead of your actual card information.
  • The token number is transmitted to the participating merchant to identify the source account that is funding the purchase (your credit card account or checking account, depending on the card).
  • Your actual card number is not stored on your device or shared with the merchant.

How does the digital wallet work?

  • Once you’ve uploaded your Greater Metro FCU credit and/or debit card to your digital wallet app, simply access the app on your device.
  • For in-person purchases, select your preferred virtual card, hold your device up to the transaction terminal’s “contactless” reader and follow the prompts on your device and/or the terminal to complete the transaction. Some merchants also may require you to enter your PIN when doing a digital wallet transaction.
  • For online purchases, select the digital wallet payment option and follow the payment prompts (not all online sites provide a digital wallet payment option).