NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
“We”, “our”, and “us”, when used in this notice, mean Greater Metro Federal Credit Union. This is our privacy notice for our members. When we use the words “you” and “your” we mean the following types of members:
-Our consumer members who have a continuing relationship by purchasing or holding financial products or services such as a(n):
- Share account
- Loan account
We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.
We first define some terms.
Nonpublic personal information – means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section.
An affiliate – is a company we own or control.
A nonaffiliated third party – is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an “other party.”
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with other parties
- Information from a consumer reporting agency
- Information we receive as a result of verifying member information
Information we receive as a result of verifying member information
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.
YOUR INFORMATION AND OTHER PARTIES
We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.
INFORMATION ABOUT FORMER MEMBERS
We do not disclose information about former members, except as permitted by law.
AUTHORIZED SHARING – JOINT MARKETING
We may disclose the following information to other financial institutions with whom we have joint marketing agreements:
-Information you give us on an application or other forms, such as:
We disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You do not have a right to opt out of the disclosure of this information.
AL, AK, CA, ID and VT – We will not share this information about members who reside in Alabama Alaska, California, Idaho or Vermont.
MA, MS and NJ – We will not share any information derived from share relationships with us about members who reside in Massachusetts, Mississippi or New Jersey.
Types of Businesses
We may disclose information pursuant to joint marketing agreements to the following types of businesses:
-Financial service providers such as:
- Insurance companies
Reasons For Disclosing
We may disclose information about you to other financial institutions with whom we have joint marketing agreements to provide you with information about additional products and services.
Credit union members and the public may receive copies of this notice of privacy practices by contacting the credit union.
This notice meets the notification requirements of the National Credit Union Administration regulation on privacy of consumer information, Part 716.