Current Dividend Rates

Credit Union dividends are variable monthly and are paid monthly from the available net income after payment of expenses, required reserve transfers, and the provision for loan losses. For complete details, request a Truth-In-Savings brochure from the Member Service Department. Dividends are compounded daily and credited on the last calendar day of the month. Deposits earn dividends from the date of deposit to the date of withdrawal.

APY = Annual Percentage Yield

Regular & IRA Share

Regular and IRA ShareSub-Accounts 000-008NominalAPY
Daily balance below$500.000.00%0.00%
Daily balance at and above$500.000.20%0.20%

Savings Club

Savings ClubSub-Accounts 009-010NominalAPY
Daily balance below$25.000.00%0.00%
Daily balance at and above$25.000.20%0.20%
The above Savings Accounts (Sub-Account 000-010) reflect a change in rates effective June 1, 2014.

HiFi Draft (Checking)

Hifi Draft (Checking)Sub-Accounts 015-016NominalAPY
Minimum Balance to earn Interest is $100 (Account must maintain this minimum throughout the month to earn interest)
Minimum Balance*$100.000.10%0.10%
Dividends are compounded daily and credited monthly.
There is no limit on the number of checks drawn against an account each month.
* Accounts below the minimum balance are subject to a $2.00 per month maintenance fee.

Money Market

Money MarketSub-Accounts 091-092NominalAPY
Minimum Balance*$500.00
Daily balance equal to or above$500.000.25%0.25%
* Accounts below the minimum balance are subject to a $5.00 per month maintenance fee.
Dividends are compounded daily and credited monthly.
There is a limit of 6 withdrawals drawn against the Money Market account each month. Minimum withdrawal is $500.
Please Note: Money Market rate is effective June 1, 2014.


TERMNominal RateAPYMinimum
3 Months0.25%0.25%$500.00
6 Months0.75%0.75%$500.00
12 Months2.00%2.02%$500.00
24 Months2.15%2.17%$500.00
36 Months2.30%2.33%$500.00
48 Months2.45%2.48%$500.00
60 Months2.75%2.79%$500.00
All certificate dividends are compounded daily, and the dividends are credited monthly. Rates are subject to change without notice. Early withdrawals are permitted subject to a penalty which may reduce the principal. The feature to add to existing CDs is no longer available.

Penalties for Early Termination are 30 days for every 12 month maturity (i.e. 30 day penalty for 6 and 12 month CD’s, 60 days for 24 month CD’s, 90 days for 36 month, 120 days for 48 month and 150 days for 60 month)

Please Note: SHARE & IRA CERTIFICATE rates are effective May 1, 2018.

View our funds availability schedule