Current Dividend Rates
As of Friday, May 24, 2013
Credit Union dividends are variable monthly and are paid monthly
from the available net income after payment of expenses, required
reserve transfers, and the provision for loan losses. For complete
details, request a Truth-In-Savings brochure from the Member Service
Department. Dividends are compounded daily and credited on the last
calendar day of the month. Deposits earn dividends from the date
of deposit to the date of withdrawal.
APY = Annual Percentage Yield
***Please Note: Changes below effective September 1, 2012*** |
| Regular
and IRA Share |
Sub-Accounts
000-008 |
Nominal |
APY |
| Daily
balance below |
$500.00 |
0.00% |
0.00% |
| Daily balance at and above |
$500.00 |
0.25% |
0.25% |
| |
| Savings
Club |
Sub-Accounts
009-010 |
Nominal |
APY |
| Daily
balance below |
$25.00 |
0% |
0% |
| Daily
balance at and above |
$25.00 |
0.25% |
0.25% |
| |
| Hifi
Draft (Checking) |
Sub-Accounts
015-016 |
Nominal |
APY |
| Minimum Balance to earn Interest is $100 (Account must maintain this minimum throughout the month to earn interest) |
| Minimum
Balance* |
$100.00 |
0.10% |
0.10% |
|
Dividends are compounded
daily and credited monthly.
There is no limit on the number of checks drawn against
an account each month.
* Accounts below the minimum balance are subject to a
$2.00 per month maintenance fee. |
| |
| Money
Market |
Sub-Accounts
091-092 |
Nominal |
APY |
| Minimum
Balance* |
$500.00 |
|
Daily
balance equal
to or above |
$500.00 |
0.45% |
0.45% |
|
* Accounts below the
minimum balance are subject
to a $5.00 per month maintenance fee.
Dividends are compounded daily and credited monthly.
There is a limit of 6 withdrawals drawn against the Money
Market account each month. |
| |
***Please Note: Changes below effective March 15, 2013*** |
| SHARE
& IRA CERTIFICATE Accounts |
| TERM |
Nominal Rate |
APY |
Minimum Balance |
| 3 Months |
0.30% |
0.30% |
$500.00 |
| *6 Months |
0.45% |
0.45% |
$500.00 |
| *12 Months |
0.55% |
0.55% |
$500.00 |
| 18 Months |
0.80% |
0.80% |
$500.00 |
| 24 Months |
1.05% |
1.06% |
$500.00 |
| 36 Months |
1.35% |
1.36% |
$500.00 |
| 48 Months |
1.55% |
1.56% |
$500.00 |
| 60 Months |
1.65% |
1.66% |
$500.00 |
|
*Please Note: Highlighted products and rates reflect changes effective March 15, 2013.
All certificate dividends are compounded daily, and the dividends are credited monthly. Rates are subject to change without notice. Early withdrawals are permitted subject to a penalty which may reduce the principal. The feature to add to existing CDs is no longer available.
New Penalties for Early Termination are 30 days for every 12 month maturity (i.e. 30 day penalty for 3, 6, 12 month CD’s, 60 days for 18 and 24 month CD’s, 90days for 36 month, 120 days for 48 month and 150 days for 60 month)
|
View
Our Funds Availability Schedule |
