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The MasterCard Debit Card
 Whether
you need a debit card or an ATM card, this card works for you, wherever
the MasterCard logo is displayed. Look at these advantages. Do you
have one? Call or drop by the credit union to request your MasterCard
Debit Card.
Debit Card FAQs
What Can I Do With My Debit Card?
Use it as you would a check at merchants and vendors wherever you
see the MasterCard logo. You avoid hassles over ID, and since it's
a card there is no check to write. Use it instead of a credit card
when making purchases, making reservations, paying for hotel and
motel rooms, shopping by phone, or for any other reason that you
would use a credit card. Use it as an ATM Card to withdraw money
at ATMs everywhere. You can also use it to verify your account balances,
make deposits, and transfer money.
What Are The Benefits Of Having A Debit Card?
- It's Safe
No cash to carry or lose.
- It's Free
There's NO cost to sign-up. Your card is FREE!
- Worldwide Acceptance
It is accepted wherever MasterCard is accepted.
- No Interest
You can use as you would a credit card, but since the money is
taken from your Share Draft/Checking Account, there's no interest
to pay.
- Confidential Account Access
You will be assigned a confidential Personal Identification Number
(PIN). With your PIN and your ATM card, you can access any ATM
network location with the NYCE, Cirrus, or Exchange symbols. Remember
to memorize or keep your PIN in a secure place separate from your
card to prevent unauthorized access to your Credit Union accounts.
- Automatically Easy-To-Use
Our network automated teller machines guide you step-by-step through
your financial transaction or balance inquiry. Simply read the
instructions posted on the ATM. You'll make simple choices from
a list and then enter the appropriate number for the transaction
or inquiry. It's that easy!
- Easy-To-Track Monthly Statement
Your debit card activity is clearly indicated on your monthly
statement, included with your other account activity. This information
is also available 24/7 through It's Me 247
or via Artie, our
Audio Response Teller.
- The Perfect Combination
Enjoy the perfect combination of Credit Union services. Use your
Debit Card to access your METROChecking and other Credit Union
accounts. If you don't have a checking account, contact the Credit
Union. Take advantage of our Share Draft NO FEE BCA Checking or
consider our HIFI Checking which offers progressive high-yield
dividends (interest) starting with an average balance above $500.00.
Many members choose both!
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| Issue Initial Card |
Free |
| ATM Transaction Charge |
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| Initial 6 Per Month |
Free |
| More Than 6 |
$1 Per Transaction |
| Replacement Card Or PIN |
$10 |
| Maximum Withdrawals Per Day |
$600 |
| Monthly Service Fee |
Free |
| NSF Fee |
$20 |
| Annual Fee |
Free |
| Over Credit Limit |
$10 |
| Point of Sale (P.O.S.) |
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| Up to 10/Month |
Free |
Per Item in excess of
10/month |
$.50 |
| P.O.S. Signature transactions |
Free |
Where can I find non-surcharging ATMs?
For a complete list of ATM locations
check out these ATM site locators:
Your credit union participates in these networks. While many of
these groups encourage offering surcharge-free ATMs to members of
participating credit unions, we cannot guarantee that you will not
be charged a surcharge for transactions found at the listed location.
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National
and Worldwide ATM Locators:
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LINKS
http://www.nyce.net/atm/locator.jsp
http://www.mastercard.com/cardholderservices/atm/
http://www.the-exchange.ca/atmlocator.aspx?pageID=1006&langID=en
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