Real Estate Loans

Let Greater Metro be the last contact you speak to before closing in on a loan to purchase or re-finance your residence. Since revitalizing our lending program 3 years ago, many members have taken advantage of our lower rates and terms.

Before rates rise, now may be a good time to apply. Now just a click away – See “as low as” rates below and click Apply Now – You will be taken to our partner’s website (OwnersChoice Funding ), where you will be asked questions about the home and your finances. It takes less than 20 minutes to complete!

Pre-approvals: Applying for a mortgage loan before you find a home may be the best thing you could do! If you apply for your mortgage now, we’ll issue an approval subject to you finding the perfect home. We’ll issue a pre-approval letter online instantly. You can use the pre-approval letter to assure real estate brokers and sellers that you are a qualified buyer. Having a pre-approval for a mortgage may give more weight to any offer to purchase that you make.

Today’s Mortgage Rates

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APR = Annual Percentage Rate

Home Equity Loans And Lines Of Credit
(Second Mortgage)

Our Home Equity Loans Can Help You Make Things Happen!

Taking advantage of your home equity can be a real money-saver. You can make your home a castle, consolidate your bills, pay for an education, make home improvements, take a special vacation, and more. Your opportunities are unlimited!

And, the interest you pay on a Home Equity product is usually tax deductible. Check with your tax adviser.

We offer low fixed and variable rates. Call or stop by for an application and the details.

Home Equity Loans

We offer the following features in our Home Equity Loans:

  • Fixed Rate for the Full Loan Term
  • Terms Up to 10 Years
  • Interest Is Usually Tax-Deductible
  • Multi-Purpose Loan Option
  • Loans Available Up to 80% of Your Equity

Home Equity Line of Credit

We offer the following features in our Home Equity Line-of-Credit Loans:

  • Revolving Line of Credit
  • Interest Is Usually Tax-Deductible
  • Borrow As You Need It
  • Low Variable Rate
  • Loans Available Up to 80% of Your Equity

Home Equity Disclosure